Fixed vs Variable

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Fixed:

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• Deferred taxes on earnings
• The ability to receive Payments
• Avoids probate
• The option to pass assets onto beneficiaries
• Guaranteed positive returns
• Never lose your initial investment or your gains

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Variable:

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• Deferred taxes on earnings
• The ability to receive Payments
• Avoids probate
• The option to pass assets onto beneficiaries
• Returns vary depending on the stock market
• Gains are at risk and depend upon market performance

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